Terms of Service
Effective November 9, 2026
These terms apply to your use of Subbo, an iPhone app made by an individual developer (“we”). By using Subbo you agree to them.
The app
Subbo helps you record subscriptions and recurring bills, see what they cost, and get local reminders before renewals. Your data is stored on your device, and you are responsible for keeping copies (Settings › Data › Export CSV).
Subbo is a tracker. It does not connect to your bank, card or app store accounts, does not make payments, and does not cancel, pause or change any subscription with its provider. “Mark as Cancelled”, “Pause” and Pulse’s “Cancel” only change the record in the app. To cancel a real subscription, contact the provider; if you saved a manage / cancel link, Subbo can open it in your browser. Amounts, dates, exchange rates and totals are estimates based on what you enter and may differ from what you are actually charged.
Accounts
You can continue with Apple, Google or an email address. In the current version, accounts are created and stored only on your iPhone; there is no account on our servers. Keep your device and email password safe. You can delete an account at any time in Settings › Account › Delete Account, which permanently removes it and its data from the device.
Pulse, the AI assistant
Pulse is optional and requires your consent. Its answers are generated by an AI model (DeepSeek, through our server) and can be wrong, for example by misreading a price or date. Review every suggestion; you can undo Pulse’s latest changes. Pulse’s output is for information only. It is not financial, investment, tax, credit or legal advice, and Pulse is not a financial advisor. Daily message limits apply, and Pulse may be unavailable at times.
Your content
What you enter stays yours. You give us permission to process the content you send to Pulse only as needed to generate its answers, as described in the Privacy Policy. You are responsible for what you enter and send, and should not send other people’s personal information without a right to do so.
Acceptable use
Don’t misuse Pulse or our server, try to bypass limits or security, interfere with the service, reverse engineer it except where the law allows, or send unlawful, harmful or abusive content.
Disclaimers
The app is provided “as is” and “as available”, without warranties of any kind, to the extent permitted by law. We don’t promise that the app, its reminders or Pulse will be error-free, uninterrupted or accurate.
Limitation of liability
To the extent permitted by law, we are not liable for indirect or consequential damages, missed or unexpected charges, lost savings, data loss or decisions made on the basis of the app or Pulse. Nothing in these terms limits liability that cannot be limited by law.
Termination
You can stop using Subbo at any time by deleting your account or the app. We may suspend access to Pulse if these terms are breached, or change or discontinue features.
Apple
These terms are between you and us, not Apple. Apple’s standard Licensed Application End User License Agreement also applies to your use of the app.
Changes
We may update these terms; the effective date above will change. Continuing to use the app after a change means you accept the updated terms.